Buyers Need to Know... Lyon Real Estate
Fair Oaks Office

Buying a home can be exciting OR EXASPERATING.  I know, because I help buyers all the time.  For you, the more prepared you are about what to expect, the smoother the process will go.
 
Below is a ton of information designed to help you be a prepared homebuyer.  But don't worry if it's all still a mystery.  I've been doing this since 1979, and have helped a whole gaggle of buyers successfully purchase their home. 
 
The articles with the * are what you will find on my blog at http://www.fairoakshomesandmore.com/. The others are full of good information, but are not as charming and witty as the * ones....  If you like what you see, subscribe so you dont miss another article!  And let me know if I don't have the information you want - I'll get it for you.
 
 
 
Finding a Good Agent
* Will You Need to Sign a Buyer/Broker Agreement with Me?
What I Can do for You
 
Preparing To Buy a Home
Getting Prepared
First Time Buyers
Renting vs. Owning
How Much Do I Need
What Can I Afford?
Income vs. Debt Ratios
Estimate Your Buying Power
Understanding Your Credit Score
Examining Your Credit History
Getting Pre-Approved
 
Finding A Property
Things to Consider When Buying a Home
*Keep the Faith! The Right Home is Out There For You!
*Search for homes online... Where is the best site?
*Can You find Accurate Information On-Line?
*Open Houses - How Do You find Them?
*What is a Short Sale, and How Do You Buy One?
*REO, Short Sale, Foreclosure ... What's the Diff? Video
*Half-Plex vs Duplex... What's the Difference?
*Finding a Home in the Rollingwood Area of Fair Oaks
*Finding a Home in the Northridge Country Club Area
*Finding a Home in the Phoenix Field Area of Fair Oaks
*Finding a Home in Crosswoods
 
Making an Offer
What You Need To Know
Negotiating
*What Price Should I Offer? A Video Tutorial.
*Deposit check - what happens to it?
 
Finding a Home Loan
Types of Loans
Common Questions
Loan Applications
Loan Application Checklist
*Which Lender Should You Choose?
*Should You Wait For a Lower Interest Rate?
*Should You Lock Your Interest Rate?... What if Rates Go Down?
*Deposits Into Your Bank Account - The Right Way!
*Buying a Fixer Using an FHA 203K Streamline Loan
*Energy Efficent Mortgage - How Do They Work?
*Does HUD owe you a refund on an old FHA loan?
 
The Escrow Period
What Is Escrow?
Your Responsibilities
Buyer Disclosures 101
The Loan Process
Closing Costs
Who Pays For What?
The Escrow Process
Property Tax Calendar
*Walk Through - a Little Humor....
*Should You Inspect New Construction - Heck Yeah!
 
Who is This "SALLY DUNBAR", Anyway???
*How a Pile of Puckey Taught Me To Be an Optimist
* Teach Your Children and They Will Listen
*How I Learned to "Leap And the Net Will Appear"
*How I Learned to Work Hard and Play Hard
*How I Learned to Really LIKE My Mom
*My Best Friend. My Worst Enemy. My Brother
*The Summer of '69 and Woodstock
*My Favorite Vacations ... Sandrailing in the Dunes
*My Favorite Vacations ... Patagonia
*My Favorite Vacations.... Alaska
*My Top 17 Books of All time
*A Love Letter To My Honey
*A Mother's Day Tribute to Aunt Margaret
*Channeling My Inner Hillbilly, by Sweet Potata Sal
*Hillbilly Olympics.. How to Put the FUN in Fundraising
*How I Learned... You Can Live With Breast Cancer
*My Migraines Are Gone Forever With Some Hokus Pokus
*On Being a Working Parent
 



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